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Dream Space Now, Pay Over Time: Stunning Tile Projects Possible with 18-Month Financing

Dream Space Now, Pay Over Time: Stunning Tile Projects Possible with 18-Month Financing

Posted by TOA's Blog Team on Feb 3rd 2026

What if the only thing standing between you and your dream space is timing rather than cost? Rather than postpone your dream space, consider an 18-month financing program and make it happen now. 

>> Take advantage of Tile Outlets of America's February 2026 18-month financing deal on amounts of $999 and above*. <<

Speak to your customer representative for more information.

Most homeowners can picture it instantly: the bathroom that feels like a spa, the kitchen that finally looks as good as it functions, or the living space with that one dramatic feature that makes everything feel more finished. The vision is there. The inspiration is there. What’s missing is usually timing.

It's easy to push home projects into the future, not because they aren’t important, but because they feel like something to focus on later. Meanwhile, you continue living with spaces that work, but don’t excite. Spaces that are fine, and not truly reflective of you and your style, or how you want your home to feel.

The good news is that creating a more beautiful, functional home doesn’t have to mean waiting for the “perfect” moment. With 18-month financing, homeowners have the flexibility to make meaningful tile and design upgrades now, while spreading the investment out over time. That shift turns dream projects into real, livable spaces sooner.

In the projects described below, you’ll see how thoughtfully designed tile installations transformed everyday rooms into standout spaces, and how the right timing solution helped make those transformations possible.

Transform Your Bathroom From Builder Basic Tile to Boutique Spa

That transformation from basic to boutique spa makes such a difference! Michele Hoover described her stunning tile transformation in From Builder-Standard Bathroom to Spectacular Walk-in Shower. In the process, she created a bathroom that truly feels like a retreat rather than a purely functional space.

>> SHOP Floor & Wall Products

Large Format Tile For Your Bathroom

These products may inspire you! Here's NX Ferrol Ice Porcelain Tile 24x48:

Or, Marmo Vivo Beige Polished Porcelain Tile 24x48

Or even Chroma Blue Polished 24x48 Porcelain

Can you imagine how those 24"x48" tile formats will create a seamless, architectural look? You can plan out full-height tiled shower walls to replace small-format tile, visually lifting the ceiling and making the space feel larger and calmer.

Fewer grout lines mean a cleaner, more continuous surface: easier to maintain and far more luxurious in appearance.

Create a Feature Wall in Your Bathroom

If you have room for a freestanding tub, you might add a dramatic tile feature wall to become the focal point of the room. Instead of decorative accessories doing the work, the surface itself delivers texture, depth, and movement. You can create the same effect behind the vanity mirrors, or with one shower wall.

The flooring ties everything together with a complementary large-format tile that flows effortlessly through the space, reinforcing that spa-like sense of continuity.

Your overall experience using your newly updated dream bathroom changes: you luxuriously relax and unwind every time you enter the space, and spend far less time having to maintain it.  

These articles offer additional inspiration:

>> Three Tile Ideas for Stunning Shower Designs

>> Gold Tile and the Top 9 Home Design Trends

>> Shower Installations in Fort Myers Highlight Bathroom Design Inspiration

Your Dream Bathroom Now Thanks to Financing

Rather than put off your remodel project until later when the right time comes, you can move that decision up thanks to 18-month financing. 

Instead of delaying the upgrade for years, you can start to enjoy your dream bathroom now while spreading the investment over time. That means living with a better design, better materials, and a better daily routine, without putting your life on hold. You are upgrading how your home takes care of you.

Elevate Your Entire Home With a Feature Wall

Feature walls aren't limited to bathrooms. They can be in entry foyers, behind a kitchen stove, in a living area, or even an outdoor kitchen area... wherever you have a space that they eye might gravitate toward and where you might create visual interest.

A tile product that naturally creates visual interest is ledgerstone.

>> SHOP Ledgerstone

Here are two examples to consider:

Jack Black Stacked Ledger Panel 6x24

Golden Slate Ledger Panel 6x24

For more inspiration, check out Consider Stacked Stone Ledger Panels For A Textural Wall Look.

Feature Wall or Fireplace Surround?

This transformation affected one highly visible wall that previously blended in with standard painted drywall. Nothing about it was memorable, even though the wall framed a fireplace.

The solution was a large-format tile feature wall that turned an ordinary surface into an architectural statement. 

  • Floor-to-ceiling tile created instant height and presence, drawing the eye upward and giving the room a more expansive feel.
  • The scale of the material minimized grout lines, allowing the natural movement and texture of the surface to take center stage.
  • The continuous tile surface fully integrated the fireplace into the room design.
  • What was once a background wall became a design anchor that organizes the entire room.

To create such an effect, you might consider gauged porcelain tile panels.

>> SHOP Large Porcelain Panels

Here's another example of a dramatic feature wall that frames the seating area and harmonizes with the matching floor to create a zen-like effect.

Why Feature Walls Deliver Outsized Impact

Feature walls are definitely effective design investments. They modernize without major construction, upgrade perceived home value, and create an unforgettable 'wow' moment. And, you have so many stunning tile options, including large format tile, gauged porcelain tile panels, and even wallpaper looks in tile.

One wall creates a completely different living experience for you.

>> See Wallpaper Looks in Tile for Your Home

Don't Forget Outdoor Kitchens!

Everything you read above applies to your outdoor spaces, starting with outdoor kitchens. Ledgers are ideal, and feature walls are perfect. Have fun bringing your dream space to life!

Why Financing Changes the Decision for Tile Projects

When you're juggling everything that life throws your way, it can be hard to focus on how to make your dream space happen now. With 18-month financing, the decision becomes less about postponing and more about moving forward comfortably.

Complete the project now, spread the investment over time, and start enjoying how your stunning tile projects transform your home.

As you saw in the images above, the best projects are the ones that speak directly to you and your sense of style and comfort, and your desire to invest in your home. That can include:

  • Bathroom remodels

  • Kitchen updates

  • Flooring for your entire home or specific rooms

  • Feature walls & fireplaces

  • Outdoor living areas and kitchens

Ready to Create Your Stunning Tile Space Now? 

Beautiful spaces have a powerful effect on how we live. A spa-like bathroom changes how you start and end your day. A thoughtfully designed kitchen draws people together. A dramatic feature wall turns an ordinary room into a space you’re proud to share. These aren’t just upgrades — they’re quality-of-life improvements.

Too often, projects like these get pushed into the future, sitting on “someday” lists while life continues in spaces that feel unfinished or uninspiring. The difference now is flexibility. With 18-month financing, you don’t have to choose between waiting and moving forward. You can design the spaces you've been imagining and enjoy them now, while spreading the investment over time.

The result isn’t just a renovation. It’s more time living in a home that feels complete, intentional, and aligned with how you want to live.

If you’ve been picturing a better bathroom, a more striking kitchen, or a living space with real presence, this is the moment to explore what’s possible. The design you want may be closer — and more achievable — than you think with 18-Month Financing.

Thanks for reading!

>> Shop at Tile Outlets of America & Ask About Financing <<

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